The reason I started this blog was simply to find a way to track and document why and how I was losing my battle against credit card bills. I started out using credit cards in college with the usual group think that we were now very rich kids.
The next thing I knew I was busy [...]

It is a given, most of us would rather spend our hard earned dollars on luxuries and feel good impulse buys than save our pennies and cents for a rainy day. We think if we put so much effort and time earning the money we should be able to spend it as we choose. Immediate [...]

Secured loans are beneficial because it provides a bigger amount at comparatively low rates.
The availability of wide range of loan schemes in the financial market is a boon for all the borrowers. As per the need and requirement, borrower can choose a particular scheme. In case, you are looking towards availing a larger amount, then [...]

Given the low savings rate, any temporary financial setback, such as the loss of a job, a minor home repair or car problems, can quickly spiral out of control and cause a consumer to run up more debt than they can handle. Suddenly the credit card [...]

We all have credit cards issues. It is always interesting to always hear everyone complaining on how they got themselves into too much debt. Most of the problems have to do with credit card companies themselves but blaming only credit card companies is in itself dishonest.
Most of the credit problems we have are self inflicted [...]