In the past having a checking account meant carrying around a little passbook where all of your deposits and withdrawals were recorded, and when it came time to pay a bill you have to put the little plastic divider down so as not to ruin the rest of your checks, write the check out, sign [...]

Being caught up with bills every month is a great excuse for not saving. The common excuse is that the bills are too many for anything to be left over at the end of the month.It may be great to spend your cash at a great restaurant once in a while but it would be [...]